Chapter 1
Penny Phoenix Parker.
To a lot of people, they don't know the name or the person. Nor would they care, it is New York. To some, she is a friend and would stay be her side. But, to the rest of New York, she is known by a different name.
Spider-Girl.
Spider-Girl made her first appearance in early 2016 - very late 2015? - preventing disasters from happening around in Queens. Vigilantism is illegal but no one really made a move to apprehend the Spider themed hero. It wasn't until a situation happened that she became more publicly viewed.
The Accords.
Tony Stark recruited her to fight on his side of the Airport battle in Germany. Or so the "Avengers Civil War" as people are calling it. The situation happened due to two explosions, and lack of agreement and communication.
Each side had their own beliefs.
Team Cap had believed Sargent James "Bucky" Barnes, the one who is believed to cause the explosion in Vienna, to be innocent and had no control over himself. Oh and they thought the Accords was a load of bull. The team consisted of: Steve Rogers, Bucky Barnes, Sam Wilson, Clint Barton, Wanda Maximoff, and Scott Lang.
Team Iron Man had believed the Accords would prevent from causing more harm in the first place. Each situation that was Avenger worthy, buildings were destroyed having people's lives end. The Accords would keep them in check. They were also out to apprehend Bucky Barnes. This team contained: Tony Stark, James Rhodes, Natasha Romanoff, King T'Challa, Vision and Spider-Girl.
Everyone, except the Captain and the Sargent, was captured and brought onto the Raft. Tony came to a truce with Steve and Bucky. But that was thrown out of the window once he saw Bucky kill Tony's parents. Deep. What made it worse was, Cap knew about it.
In the end, they fought, Bucky got his metal arm destroyed, the real killer was caught by King T'Challa, Cap nearly killed Tony then left like a douche. Seriously.
However, our focus is not on those guys.
It's on Spider-Girl.
Penny went home after being given a new suit from Tony. She went on with her normal, I guess, life. Tony said they will call her if she was needed. Penny left messages, annoying Happy in the process, as always for the next few months.
Then the situation with the Vulture happened.
The Vulture, or Adrian Toomes, was an alien weapons dealer, after all the damage from Ultron and the Chitari invasion. He got the parts needed to create the weapons from the remains.
Penny wanted the weapons off the streets after seeing what they could cause during a bank robbery. She tracked them down, hacked her suit to remove a tracker and the "Training Wheels Protocol" and chase down the winged villain. Long story short: a ferry got cut in half, got her suit taken away, wasn't Spider-Girl for a while, put on her old suit after she figured out Toomes was going to rob Tony's plane containing stuff of the Avengers. Plane crashed on Coney Island, fought the Vulture, nearly died, Vulture nearly died too, but got arrested, she and her best friend got closer (not romantically), declined a spot on the Avengers team, Tony and Pepper are engaged, May found out about her being Spider-Girl. Y'know. The usual.
Penny Phoenix Parker may be ordinary to the normal eye, but secretly?
She is Spider-Girl.