Harry Potter and the Ultimate Showdown of Ultimate Destiny

Gringott's Bank.

Harry and Sirius walked into the bank, his godfather leading him directly to an empty teller. They waited until he finished counting a column of coins, and weighed them, before he looked up at them and motioned Sirius to speak.

"Wills, Inheritance and Claiming."

The teller tapped a small bell, and turned back to taking and counting coins.

Harry was about to speak, but was stopped by Sirius hand on his shoulder. After a short while, another goblin came out of a small passageway. A small dagger at the goblin's hip, and the surprise appearance of a small pair of spectacles distinguished this goblin from the others and he looked them over carefully before nodding.

"This way."

The two wizards followed behind the small goblin until they reached a door with 'Head of Wills and Inheritance' and a line of goblin writing below. The goblin sat behind the desk, and motioned, a pair of chairs appearing before it. Sirius and Harry calmly sat down.

"My name is Fishhook, what do you want?"

"I'm here to claim the headship of the Black family, being the last son of that line, and all daughters having married into other lines. My godson is Harry Potter, and we wish to see the current Potter will, and discuss possible infringements against his line."

Fishhook slowly nodded.

"Very well. I will need a blood and magic match to confirm your eligibility, plus a blood match to confirm Mr Potter's identity."

He drew the small blade from his waist, and pushed two bowls and it toward them. One was almost plain, only a slight silver sheen showing it to be any different than a normal bowl. The other was more ornate, obvious silver runes running along the outer and inner edge, with lines of gold threading through each rune, before forming a spiders web down into the bottom. There the gold formed a solid border against a black star speckled with silver.

Sirius took the dagger, calmly cutting a line across his left hand, lifting it over the ornate bowl, and letting a single drop of blood fall directly onto the star. By the time his hand returned to his side, it was completely healed. He wiped off the blade with a small cloth which was attached to the handle, then raised his right hand and pointed two fingers at the bowl. A small spark leapt from his hand into the bowl.

Rapidly red spread out from the center of the bowl, rapidly filling the empty spaces. Once this was complete Fishhook picked up the bowl, upturned it and using the handle of his dagger, gave it a sharp blow that broke it into many fragments. For a moment they were still before they scattered across the desk, rearranging themselves to form distinguishable runes which the goblin read quickly, before sweeping them off the desk into a small bin at the side.

"Congratulations Lord Black, your headship has been confirmed. Mr Potter."

Again, Fishhook passed his dagger to Harry.

With a glance at Sirius, who nodded at him, Harry repeated the bloodletting, though without adding any magic. The blood rearranging itself to simply read 'Potter' across the bottom of the bowl was almost a let down. This time Fishhook simply took a cloth from his desk, and wiped away the blood from the bowl and set it aside.

"Very well. Mr Potter, while you are the last son of the Potter line, and there are no daughters, you will only be able to claim the headship of your family once you are of age, or have completed your OWL exams at a recognised school. I will call for your parents wills, please wait."

As with the teller, Fishhook tapped a bell, which was quickly answered by a small goblin running into the office, handing some papers to Fishhook and leaving as rapidly as he came.

The goblin carefully read through the two page document in front of him, frowning slightly, before turning back to the two wizards.

"Mr Potter, as you have reached the age of eleven, you have gained nominal control over the Potter vaults and accounts with Gringott's bank. Any purchase, investment or action requiring a sum of over one thousand and twenty four Galleons, and any total purchases over a month period exceeding twelve thousand, two hundred and eighty eight galleons will however, require the permission of your magical guardian. Likewise, your magical guardian will also require your approval for any change to your portfolio. Do you know who your magical guardian is?"

"I don't know I have never met them."

"Let me get the rest of your records in a minute. As the heir to the house, you may wear a family ring if you so wish."

Harry looked at Sirius.

"You can if you want Harry. It doesn't actually mean anything though, and could be seen as boasting until you actually become head of your house."

"Thank you. Sirius does this mean I am a legal adult?"

"Partially," Padfoot smiled. "In the muggle world, you are recognised as an adult, but must show that you have the advise of both a bank and a trustee. Otherwise you could only become emancipated when you turn sixteen. In the magical world, you are considered an adult in all things, only in financial matters do you require a guardian. If you had a surviving magical relative, it would be another matter."

"Excuse me, Mr. Potter?"

"Yes."

"Your records show that Albus Dumbledore was your magical guardian. He has taken just over half of the money from the vaults he was able to access, a total slightly above one million galleons."

"What!!! How!! Why!!"yelled Harry.

"He was your magical guardian. As such, he had every right to use the funds available to him. They were given in trust, for your upbringing and welfare.

However, he also broke several aspects of your parents will. He sent you to the Dursleys' rather than the approved guardians they had listed. Of the sixteen families and individuals, only three were available, the others having died or been disqualified, including Lord Black.

The ministry passed a legislation shortly before their death which prevented Mr Lupin, leaving only two families. Mr Dumbledore's failure in taking you to them, as well as not explaining the will and your heirship of the Potter line however means that he may be liable for some or all of that money."

Fishhook spoke calmly, watching Harry over his glasses.

"How much do I have left?" asked Harry shocked that someone would do this to him

"He was only able to access some of your accounts, the others needing your authorisation once you reached your magical minority. Of those accounts, you have slightly less than one million galleons. With your other accounts, and without factoring property ownership, this comes to just under twelve million galleons after bank fees and charges.

Do you wish for Gringotts to recover the money he has taken?" answered Fishhook.

"Yes, please. Also block his access, as well as anyone he may have authorised. Change my magical guardianship to Lord Black," ordered Harry angrily.

"That will be done. Any other services that Gringotts can do for you today?" asked Fishhook smiling.

"Yes," answered Sirius, "a weightless money bag for Harry and myself on my account, and give access to Harry on the same terms as the Potter accounts. Also, I believe that my godson's belongings may have been tampered with, and want a full investigation on them." Sirius gestured at the trunk next to Harry's chair.

Fishhook nodded, once again tapped the bell on his desk, and handed the two bags to Sirius once they arrived. He then gestured at the door, pulled out some papers from his desk and began reading.

Harry and Sirius stood, and left the bank quickly.

"Harry, I'm going to apparate us to a warded property I grew up in. 12 Grimauld Place. We need to calm down before we do anything else. Ready?"

At Harry's nod, they once again dissapparated.

Thanks to my beta Daenerys. this is the first half of chap 3